Terms of Use
Agreement to Terms
By accessing or using the Cruise Horizon website (cruise-horizon.com) and services, you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use our website or services.
Description of Services
Cruise Horizon provides financial education services for children, teenagers, adults, and families. Our services include educational sessions, workshops, and related materials designed to improve financial literacy.
Educational Nature of Services
Our services are for educational purposes only. We do not:
- Provide personalized financial advice
- Recommend specific financial products or investments
- Act as financial advisors or investment professionals
- Guarantee any specific financial outcomes
You should consult with qualified financial professionals before making significant financial decisions.
Booking and Payment
When you book a session or service:
- Prices are quoted in GBP and are subject to change
- Payment is required prior to service delivery unless otherwise agreed
- Bookings may be rescheduled with at least 48 hours notice
- Cancellations made less than 24 hours before a scheduled session may not be eligible for refund
Intellectual Property
All content on this website, including text, graphics, logos, images, and educational materials, is the property of Cruise Horizon and is protected by UK and international copyright laws.
You may not:
- Reproduce, distribute, or republish our content without permission
- Use our materials for commercial purposes without authorization
- Remove copyright or proprietary notices from any materials
User Conduct
When using our services, you agree to:
- Provide accurate and truthful information
- Respect our educators and other participants
- Not disrupt sessions or services
- Comply with all applicable laws and regulations
Privacy and Data Protection
Your use of our website and services is also governed by our Privacy Policy and GDPR compliance statement. Please review these documents to understand how we collect, use, and protect your personal information.
Children's Participation
For participants under the age of 18, parental or guardian consent is required before enrolling in our services. Parents and guardians are responsible for ensuring their child's appropriate participation in sessions.
Limitation of Liability
To the fullest extent permitted by law, Cruise Horizon shall not be liable for:
- Any financial decisions made based on information provided in our educational sessions
- Indirect, incidental, or consequential damages arising from use of our services
- Any losses resulting from actions taken based on educational content
Our total liability for any claim arising from our services shall not exceed the amount paid for the specific service in question.
Disclaimer of Warranties
Our services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:
- Our services will meet your specific requirements
- Information provided will always be accurate or complete
- Any particular financial outcome will be achieved
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of external sites. These links are provided for convenience only.
Modifications to Services and Terms
We reserve the right to:
- Modify or discontinue services at any time
- Update these Terms of Use
- Change pricing with reasonable notice
Continued use of our services after changes constitutes acceptance of the modified terms.
Termination
We reserve the right to terminate or suspend access to our services for any user who violates these Terms of Use or engages in conduct we deem inappropriate or harmful.
Governing Law
These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Severability
If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
Contact Information
If you have questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: 42 Castle Street, Liverpool, L2 7LQ, United Kingdom
Entire Agreement
These Terms of Use, together with our Privacy Policy and other policies referenced herein, constitute the entire agreement between you and Cruise Horizon regarding the use of our website and services.